iphone 4 now or later

iPhone 4 now or later
location: apple.com - date: August 5, 2011
I currently have iPhone 3G which is 3 years old and it is slow, laggy, and buggy. I am waiting on next iphone to be released but apparently my phone is getting worse day by day, especially after 4.x updates. When I get next iphone that gets released I also plan on getting white iphone 4 for my mother since she adores that design and color. We both have upgrade eligibility. Since I have unlimited data, I plan on getting iphone 4 from target for $85 (149.99(sale)-65.00(iphone recycle program)) until the new one is released and buy the new iphone under my mother's account and swap the phone with her. What would you do in this case? Personally I dont want to give my mother a used phone even if it is used only for a month but I need a new phone so badly to the point that I have hard time making phone calls and I dont want to lose my unlimited data plan by using different smart phone as a temporary.
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